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Laguna Beach Short Sale Real Estate for Sale Below is a list of short sale homes and condominiums listed for sale in Laguna Beach. This list is updated twice per day. For more details, just click on the photo or View Details button below. 41 Search Results Found. Showing Results 1 - 15. MLS# U10002392
MLS# S624717
MLS# L29580
MLS# S596264
MLS# L31580
MLS# L33124
MLS# U10000625
MLS# P732462
MLS# S621296
MLS# S587700
MLS# L32888
MLS# S618294
MLS# L31709
MLS# S599637
MLS# L27577
The information being provided by SoCalMLS, CRISNet Regional MLS and/or CARETS is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the SoCalMLS, CRISNet Regional MLS and/or CARETS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site.
Copyright SoCalMLS®, CRISNet Regional MLS®, CARETS® Last Updated: 2010-07-30 11:32:04
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Is Your Mortgage Debt more than Your Home is Worth? Difficulty with Mortgage Payments? Loan Modification Rejected? Facing Foreclosure? A Short Sale can provide you with Real Mortgage Forgiveness Debt Relief! The Short Sales ASAP group is Orange County's premiere short sale team for the Laguna Beach homeowners who owe more than their home is worth. We are # 1 in short sale closing volume in Orange County and have a closing rate of success of over 94%. Prices have dropped in Laguna Beach, and elsewhere in Orange County. Some property owners are now financially stuck in their homes with debt more than their home is worth. Today's mortgage problems were caused by the massive run up in real estate prices, the mortgage loan crisis, and the high unemployment rate. A Short Sale is a situation in which the subject property that is worth less then the total debts plus cost of sales. The mortgage bank(s) need to be persuaded to forgive some of the outstanding mortgage debt so the property can close escrow. Most Laguna Beach homeowners who do not qualify for a Loan Modification, or whose home is upside down are candidates for a Short Sale. Advantages of Short Sales 1.) Major Banks are Encouraging Short Sales over Foreclosure: One can become loan worthy with FNMA within 2 years after a short sale before they will underwrite a new loan. If forclosed upion, a homeowner would have to wait up to 5 years. 2.) Less Damaging to Credit Rating: A Foreclosure severely damages your credit rating for up to 7 years, while a Short Sale is less damaging and does not last as long. 3.) Probable Relief from HELOC 2nd Mortgage: After a Foreclosure, a 2nd TD HELOC loan is not deleted from your debt, and pursue for payment for years to come. A short sale give you the opportunity to totally eliminate such debts. 4.) "Cash for Cooperation": Some banks are now offering Laguna Beach home owners a Cash incentive in order to Cooperate with a short sale, in Lieu of Foreclosure. The amount of Cash incentive offered to the home seller, is on a case by case basis. 5.) Dignified Solution: a Short Sale allows Laguna Beach homeowners to live mortgage payment free for a period of time. It’s a dignified solution to difficult problem. No Sheriff eviction - No bank foreclosure for sale sign in the front yard. Time is of the Essence. If Foreclosure proceedings have started, you have only 3 months and 3 weeks before your home is sold at the public Foreclosure Auction. Our Realtor team of experts can almost always get the foreclosure postponed, but only if you call us. Please don't hesitate, or sit in hope that your financial fortunes will significantly change in the next 6 months. Experience Matters. We have helped numerous homeowners in Laguna Beach and elsewhere in Orange County, and we can help you as well. Don't trust your home Short Sale with just any Realtor !! You may only have one shot at this, and there is a lot riding on the successful negotiations with your Bank and subsequent sale of your Home. We've been working in the real estate industry with Short Sales, Foreclosures and Bank Owned properties since 1993. We've negotiated with many Banks and Savings & Loans officers to reduce loan balances or postpone foreclosures, or to re-structure loans on the behalf of the home owner... In short, we've been involved in every facet of the Shot Sale and/or Foreclosure process and we're here to help you with your mortgage loan crisis. Our team experience goes back to the mid 1990's when southern California experienced it's last major real estate down turn in the local real estate market. We're a licensed Broker with the Department of Real Estate in the State of California [Lisc # 01853892]. Best of All our services are FREE to you, for we negotiate our fee with the Bank. Please give is a call TODAY, so we can begin to help you TOMMORROW. Call us at: 888-201-7066 we are easy to talk too, or drop us an email at: Info@ShortSalesASAP.com , or Text Message at: 949-254-4775. We'll keep the conversation and your situation in strict confidence.
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 We've completed Short Sale listings with the below Mortgage Banks and Servicers using Senate Bill HR3648 - Mortgage Forgiveness Debt Relief Act and the HAFA Program.
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