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Aliso Viejo Short Sale Homes and Condos Listed for Sale
Short Sales can often make for a very good buying opportunity. A Short Sale is a property that is being sold by the current Aliso Viejo property owner using a real estate agent, but the list-sales price is not enough to pay for the total mortgage debt(s) plus closing costs. Therefore, the mortgage lender(s) agree to write off a portion of the mortgage debt in order to allow the home to be sold and close escrow. Short Sales can be difficult transactions to negotiate and close. Therefore is is very important for a prospective home buyer, to work with a real estate agent who is experienced in short sale transactions. The Short Sales ASAP group is one of the top rated firms in Orange County in terms of number of short sales sold. Below is a complete list of all Short Sale properties currently listed for sale in Aliso Viejo. For more details, just click on the photo or View Details button below. This information is updated twice per day. 153 Search Results Found. Showing Results 1 - 15. MLS# S577267
MLS# S603092
MLS# S596052
MLS# S593717
MLS# S588979
MLS# S592894
MLS# S587981
MLS# S596346
MLS# S603067
MLS# S541182
MLS# S600108
MLS# S602661
MLS# S606922
MLS# P726357
If a listing displays "Short Sale/Subject to Lender Approval" then that listing has been identified by the seller and the listing broker as a "short sale". This
means that, at the listed price, the proceeds from the sale may not be adequate to pay all liens and costs of sale. Any offer made that does not fully cover
the existing amount(s) owed to the lienholder(s) plus the costs of sale could be subject to lienholder approval, which approval may be exercised at the sole
and exclusive discretion of the lienholder(s)."
Copyright SoCalMLS®, CRISNet Regional MLS®, CARETS® Last Updated: 2010-03-18 20:31:01
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 We've completed Short Sale listings with the below Mortgage Banks and Servicers using Senate Bill HR3648 - Mortgage Forgiveness Debt Relief Act and the HAFA Program.
 | Aliso Viejo Short Sale Listing Specialists We are a committed team of professional realtors who specialize in Short Sale bank negotiations and sale in Aliso Viejo. Due to the severe real estate market recession that is affecting Aliso Viejo, CA. and all other cities throughout southern California, many homeowners are finding themselves trapped in today's mortgage loan crisis. If you find yourself in this situation it is not your fault. Today's mortgage crisis is primarily due to the massive run up in real estate prices, the mortgage loan crisis, and the high unemployment rate. If you are having trouble keeping up with your mortgage payments, or your mortgage debt is greater then what your Aliso Viejo home is worth, then a short sale can provide you with real mortgage forgiveness debt relief.
A Loan Modification is a process by which one negotiates with the current Mortgage Lender to have the monthly mortgage payments decreased by either interest rate reduction, extension of terms, or in some rare cases, principal reduction. Some Aliso Viejo homeowners can qualify for a Loan Modification. Visit our Loan Modification website for more details at California Loan Modifications. A Short Sale is a process in which a home is sold for less then what is actually owed on the home in the form of Mortgage Loans, back Taxes or other Liens. A Short Sale also needs to be negotiated with the current Mortgage Bank(s). Most Aliso Viejo homeowners who do not qualify for a Loan Modification, or whose home is severely upside down by $100K or more, are candidates for a Short Sale. We are Aliso Viejo Short Sale Realtor specialists. We have closed many Short Sale transactions and our closing ratio is over 95%. Visit our Short Sale website for more information at: Short Sales ASAP What are the Advantages of a Short Sale ? 1.) Less Damaging to Credit Rating: A Foreclosure severely damages your credit rating for up to 7 years, while a Short Sale is less damaging and does not last as long. 2.) Major Banks are Encouraging Short Sales over Foreclosure: FNMA altered their underwriting policy so that a short seller only has to wait 2 years after a short sale before they will underwrite a new loan. If the home seller let it Foreclose, the wait time is 5 years. 3.) Probable Relief from HELOC 2nd Mortgage: After a Foreclosure, and 2nd TD HELOC loan is not deleted from your debt, and they could come after you legally to collect. Most of times, during short sale negotiations, we are able to negotiate with the HELOC lender to remove most, if not all of your debt. 4.) "Cash for Cooperation": Some banks are now offering Aliso Viejo home owners a Cash incentive in order to Cooperate with a short sale, in Lieu of Foreclosure. The amount of Cash incentive offered to the home seller, is on a case by case basis. 5.) Dignified Solution: With a Short Sale, we sell your Aliso Viejo home just like your neighbors have done over the years. It’s a dignified solution to difficult problem. If the home is Foreclosed, Sheriff performs a lock out, the grass turns brown, and a Bank Sales Rep places 'Bank Foreclosure For Sale' signs in front of the property. Don't wait to long. Time is of the essence. If Foreclosure proceedings have started on your home, then you have only 3 months and 3 weeks before your home is sold at the public Foreclosure Auction. Our Realtor team of experts can almost always get the foreclosure postponed, but only if you call us. Please don't hesitate, or sit in hope that your financial fortunes will significantly change in the next 6 months. We have helped numerous homeowners in Aliso  Viejo and elsewhere in Orange County, and we can help you as well. Don't trust your home Short Sale with just any Realtor !! You may only have one shot at this, and there is a lot riding on the successful negotiations with your Bank and subsequent sale of your Home. We've been working in the real estate industry with Short Sales, Foreclosures and Bank Owned properties since 1993. We've negotiated with many Banks and Savings & Loans officers to reduce loan balances or postpone foreclosures, or to re-structure loans on the behalf of the home owner... In short, we've been involved in every facet of the Shot Sale and/or Foreclosure process and we're here to help you with your mortgage loan crisis. Our team experience goes back to the mid 1990's when southern California experienced it's last major real estate down turn in the local real estate market. We're a licensed Broker with the Department of Real Estate in the State of California [Lisc # 01853892]. Best of All our services are FREE to you, for we negotiate our fee with the Bank. Please give is a call TODAY, so we can begin to help you TOMMORROW. Call us at: 888-201-7066 we are easy to talk too, or drop us an email at: Info@ShortSalesASAP.com , or Text Message at: 949-254-4775. We'll keep the conversation and your situation in strict confidence.
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