Orange County Short Sale
Information
ARE YOU BEHIND IN YOUR MORTGAGE PAYMENTS ?
ARE YOUR MORTGAGE DEBTS
MORE THEN YOUR HOME IS WORTH ?
HAS FORECLOSURE BEEN THREATENED OR STARTED ?
If you Answered YES to any of these Questions, this Important Web Bulletin may be the Answer for You!
We're NOT Lender's trying to make you another mortgage loan... We're NOT Attorney's requiring a retainer fee. We're Orange County's premier Short Sale Team, and there is a much better Solution available to You, other then Foreclosure... it's called a Short Sale. A Short Sale can remove your home mortgage debt problems, salvage your credit, and get the Mortgage Collection Agents off your Back.
For more Information, call our Pre-Recorded, 24 Hr Toll FREE Hotline:
800-597-3714 ext: 810
Due to the poor local real estate market here in Orange County, and the nationwide Mortgage loan crisis, many Orange County homeowners find themselves unable keep up with their increased mortgage payments, and many times the mortgage loan debt is more then the home is worth... in other words - No Equity left in the property.
Property values have dropped throughout southern California, and many alternative loan programs have been terminated. So, most mortgage bankers are unable to modify the loan or reduce the loan payments, nor re-finance the home. This has left many home owners trapped in a home with no equtiy, and mortgaeg payments that they can no longer afford. Unfortunately, many homeowners at this point give up, for they think there is nothing they can do to stop the pending Foreclosure. Well, there IS something one can do that's far better then a Foreclosure... a Short Sale.
Today in California, 50% of all Mortgage Loan Foreclosure solutions
with Banks are resolved through the Short Sale method.
Simply put, a Short Sale is a situation in which the total mortgage debt on ones home is more then the net sales price of that home. The Mortgage Banker(s) have to agree to write off a portion of their outstanding debt in order for the proeperty to be sold. This is not an easy process, for the Mortgage Banker(s) treat their outstanding debt with upmost priority, and therefore they must be convinced throuhg tough negotitaions and market data analysis that it is a littel bit better for them to reduce their outstanding loan balance on the property, then it is for them to proceed all the way to the end of the Foreclosure.
You may ask yourself "Why should I care, for I have no more equity left in my house ?"... Well, the fact is there are several important reasons why a Short Sale is far better for you compared to Foreclosure... Here's why:
1.) SHORTER PERIOD OF DAMAGED CREDIT: A Foreclosure will stay on your credit report for 7 years, but a bank Short Sale will typically only last about 3 to 4 years on your credit report. And, our Credit Repair Associates can often get the Short Sale removed much sooner then that.
2.) BETTER FICO SCORE: A Foreclosure more negatively affects your FICO score which is the all important credit rating number mortgage lenders use to determine if they will loan money to you or not. Many mortgage experts believe that a Foreclosure will drop your FICO score by 100 to 200 points more then a Short Sale does. If you want to borrower money in the next 5 to 7 years for a car, boat, or a home, then the Short Sale will make a big improvement.
3.) DIGNIFIED SOLUTION: In a Short Sale you decide to sell your home to another potential home buyer - just like your neighbors have over the years. It is a relatively pleasant and dignified resolution to a very tough situation. On the other hand, after the Foreclosure sale, a Bank representative comes by the home to lock up the doors and windows and change the locks, and if you are still there, they contact the local Sheriff for eviction. Then the home sits vacant for several months as the grass gets brown and the trash and the papers collect in the yard. The agent for the bank usually slaps 'Bank Foreclosure' signs all over the property while the house sits empty waiting for a sale. This happened to my home 14 years ago and it was very embarrassing to me for my friends and neighbors to witness.
4.) EASIER TO FIND NEW HOME: If you are like most people in this situation, you will be looking for a home to rent after this issue is resolved. It is easier to find a nicer home to rent if you conduct a Short Sale versus a Foreclosure. Most property managers obtain a credit report . A Short Sale whereby you cooperated with your bank to resolve the situation is much better then a Foreclosure on your credit report. Often times, this will allow you to rent a home in a better location with a lower rent payment.
5.) MOVING ASSISTANCE: We can negotiate with our affiliate service providers to assist you with your moving and relocation plans, which will save you money and hassles. Give us a call for details in this regard.
The longer you wait, the harder it is for us to help.
The OC Short Sale Team of experts consists of a Bank Negotiator, a Real Estate & Internet Marketing expert, a Listing and Sales expert, and a Transaction Coordinator. Our team experience goes back to the mid 1990's when southern California experienced it’s last major real estate down turn in the local real estate market. Best of All our services are FREE to you, for we negotiate our fee with the Bank.
 Nick Roshdieh Listing and Sales expert. Over 12 years of sales negotiation experience and more then 400 sales in his career. |
 Vincent Bindi Real Estate Broker and Bank Negotiations Expert. 18+ years of real estate and distressed property experience. |
 Alice Wong Office Manager. 10 plus years of Real Experience. Diligent Short Sales process supervision and management. |
 Karen LaRue Transaction Coordinator. 15 plus Years of Real Estate Experience and she has managed over 500 real estate closings. |
949-388-3396. . . . . .Info@OCShortSaleTeam.com
The OC Short Sale Team is part of Keller-Williams Realty...
The Fastest growing Real Estate firm in California with offices located in...
Mission Viejo, Irvine, San Clemente, Huntington Beach and Los Alamitos
We have helped numerous homeowners in Orange and Los Angeles counties and we can help you. Don't trust your home Short Sale with just any Realtor !! You may only have one shot at this, and there is a lot riding on the successful negotiations with your Bank and subsequent sale of your Home. We're an experienced Short Sale team... We've been working in the real estate industry with Short Sales, Foreclosure and Bank Owned properties since 1993. ... We've negotiated with many Banks and Savings & Loans officers to reduce loan balances or postpone foreclosures, or to re-structure loans on the behalf of the home owner... In short, we've been involved in every facet of the Shot Sale and/or Foreclosure process and we're here to help you with your situation.
Time is of the Essence. You MUST act fast to salvage your credit.
If Foreclosure proceedings have started on your home, then you have only 3 months and 3 weeks before your home is sold at the public Foreclosure Auction on the courthouse steps. Now our team of experts can often get the foreclosure to be delayed, but only if you call us. Please don’t hesitate, or sit in hope that your financial fortunes will significantly change in the next 2 months like I did 14 years ago. Yes, I may know what you may be going through, for I lost my home through Foreclosure 13 years ago... And we're here to help prevent the mistakes that I made long ago.
Please give is a call TODAY, so we can begin to help you TOMMORROW. Call us at: 949-388-3396 we are easy to talk too, or drop us an email at: Info@OCShortSaleTeam.com , or Text Message at: 949-283-4679. We'll keep the conversation and your situation in strict confidence. If you prefer, contact us by filling out the form below.
