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Rancho Santa Margarita Short Sale Homes and Condos Listed for Sale Below is a complete list of all Short Sale properties currently listed for sale in Rancho Santa Margarita. For more details, just click on the photo or View Details button below. This information is updated twice per day. 223 Search Results Found. Showing Results 1 - 15. MLS# S616703
MLS# S598565
MLS# S607655
MLS# S619055
MLS# P723320
MLS# S615576
MLS# S626673
MLS# S582777
MLS# S627367
MLS# R1003059
MLS# L33777
MLS# P731950
MLS# S591050
MLS# S621517
MLS# S624003
The information being provided by SoCalMLS, CRISNet Regional MLS and/or CARETS is for the consumer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the SoCalMLS, CRISNet Regional MLS and/or CARETS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site. The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals." The data contained herein is copyrighted by SoCalMLS, CRISNet Regional MLS and/or CARETS and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited. Copyright © 2010 SoCalMLS®, CRISNet Regional MLS®, CARETS®" All Displays of Licensed Content shall include: "Property Information © 2010" SoCalMLS Inc. All rights reserved. Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, SoCalMLS Inc. Last Updated: 2010-09-02 14:31:02
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 We've completed Short Sale listings with the below Mortgage Banks and Servicers using Senate Bill HR3648 - Mortgage Forgiveness Debt Relief Act and the HAFA Program.
 | Rancho Santa Margarita Short Sale Professionals If you owe more than your home is worth, behind in your mortgage payments, or facing foreclosure, a Short Sale may be the perfect solution. The experts at Short Sales ASAP are highly skilled at Short Sale negotiations and sales here in Rancho Santa Margarita , California. They’ve closed more than 230 short sales, with a 95% plus success rate, and a number 1 in Orange County. The major correction in Rancho Santa Margarita property values, and highly leveraged financing, has resulted in many homeowners being trapped with no or negative equity.
Short Sales are complex transactions that require skill, expertise and coordinated team effort in order to close them at a high rate of success. It’s important that Rancho Santa Margarita homeowners work with an experienced short sale team. The dedicated professionals of the Short Sales ASAP group have decades of experience in bank short sale negotiations, marketing, sales, transaction management, and client communications. A Short Sale is a situation where the home value is less then the Mortgagedebts, back Taxes or other Liens. A Short Sale requires the mortgage bank(s) approval. Most Rancho Santa Margarita homeowners who do not qualify for a Loan Modification, or whose home is severely upside down, are candidates for a Short Sale. Short Sale Advantages for Homeowners. 1.) Probable Relief from HELOC 2nd Mortgage: After a Foreclosure, and 2nd TD HELOC loan is not deleted from your debt, and they could come after you legally to collect. Most of times, during short sale negotiations, we are able to negotiate with the HELOC lender to remove most, if not all of your debt. 2.) Less Damaging to Credit Rating: A Foreclosure severely damages your credit rating for up to 7 years, while a Short Sale is less damaging and does not last as long. 3.) "Cash for Cooperation": Some banks are now offering Rancho Santa Margarita home owners a Cash incentive in order to Cooperate with a short sale, in Lieu of Foreclosure. 4.) Major Banks are Encouraging Short Sales over Foreclosure: FNMA altered their underwriting policy so that a short seller only has to wait 2 years after a short sale before they will underwrite a new loan. If the home seller let it Foreclose, the wait time is 5 years. 5.) Dignified Solution: With a Short Sale, we sell your Rancho Santa Margarita home just like your neighbors have done over the years. It’s a dignified solution to difficult problem. If the home is Foreclosed, Sheriff performs a lock out, the grass turns brown, and a Bank Sales Rep installs a 'Bank Foreclosure For Sale' sign. Don't delay to Long. If Foreclosure proceedings have started on your home, then you have only 3 months and 3 weeks before your home is sold at the public Foreclosure Auction. Our Realtor team of experts can almost always get the foreclosure postponed, but only if you call us. Please don't hesitate, or sit in hope that your financial fortunes will significantly change in the next 6 months. We have helped many homeowners in Rancho Santa Margarita and elsewhere in Orange County, and we can help you as well. Don't trust your home Short Sale with just any Realtor !! You may only have one shot at this, and there is a lot riding on the successful negotiations with your Bank and subsequent sale of your Home. Our team experience goes back to the mid 1990's when southern California experienced it's last major real estate down turn in the local real estate market. We're a licensed Broker with the Department of Real Estate in the State of California [Lisc # 01853892]. Best of All our services are FREE to you, for we negotiate our fee with the Bank. Please give is a call TODAY, so we can begin to help you TOMMORROW. Call us at: 888-201-7066 we are easy to talk too, or drop us an email at: Info@ShortSalesASAP.com , or Text Message at: 949-254-4775. We'll keep the conversation and your situation in strict confidence.
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