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Laguna Niguel Short Sale Homes Listed for Sale

Below is a complete list of all Short Sale properties currently listed for sale in Laguna Niguel. For more details, just click on the photo or View Details button below. This information is updated twice per day.

SHORT SALES FOR HOME BUYERS:  Buying a Short Sale property can often times be a challenging undertaking.  Many Short Sales are listed by Agents who may have limited experience and as a result, these Short Sale transactions may take a long time to close, or the offer price may be rejected by the Mortgage Bank after waiting in Escrow for 3 months, or worse yet, rejected altogether. 

200 Search Results Found. Showing Results 1 - 15.

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MLS# U8005331

Price: $4,499,000
Laguna Niguel
Beds: 4 Baths: 6
Street: Monarch
MLS#: U8005331

PRICE REDUCTION! Stunning and luxurious ocean view custom estate in Monarch Point. Perched...

MLS# S574783

Price: $2,995,000
Laguna Niguel
Beds: 6 Baths: 6
Street: Morning Dove
MLS#: S574783

BREATHTAKING OCEAN, ROLLING HILLS & CITY LIGHTS VIEWS!! ONE OF THE NICEST CUSTOM ESTATES...

MLS# P701584

Price: $2,350,000
Laguna Niguel
Beds: 6 Baths: 7
Street: Tattersall
MLS#: P701584

Beautiful Custom made estate, located on a large pie shaped lot at end of quiet cul-de-sac....

MLS# F1808283

Price: $2,250,000
Laguna Niguel
Beds: 4 Baths: 5
Street: gray stone
MLS#: F1808283

Spectacular views. Beautiful home inside and out.

MLS# S604009

Price: $1,799,000
Laguna Niguel
Beds: 4 Baths: 5
Street: Emerald
MLS#: S604009

RARE FIND! Gorgeous Pool & Spa home featuring 4 bedrooms and 4.5 baths with ocean...

MLS# S568327

Price: $1,650,000
Laguna Niguel
Beds: 4 Baths: 4
Street: Isle
MLS#: S568327

Custom home finished with the finest craftsmanship, beautiful hardwood floors, custom...

MLS# S597545

Price: $1,090,000
Laguna Niguel
Beds: 4 Baths: 4
Street: Brownsbury
MLS#: S597545

Fantastic opportunity to own a tastefully appointed property in coveted Ocean Ranch. Four...

MLS# S596381

Price: $950,876
Laguna Niguel
Beds: 4 Baths: 4
Street: Daisyfield
MLS#: S596381

Model perfect Plan 3 in the upscale gated community of San Joaquin Hills. Gourmet Kitchen...

MLS# P716259

Price: $949,900
Laguna Niguel
Beds: 5 Baths: 5
Street: Fairlane
MLS#: P716259

As you enter through the front doors your eyes will be amazed by the grandness of the...

MLS# S607359

Price: $925,000
Laguna Niguel
Beds: 4 Baths: 4
Street: Halsey
MLS#: S607359

Beautifully customized home numerous upgrades stone floors, custom kitchen

MLS# S585669

Price: $899,000
Laguna Niguel
Beds: 4 Baths: 4
Street: Rivera
MLS#: S585669

Foxboro Height Home - remodel finished in 2006. Huge Panoramic View Lot. Overlooks Park...

MLS# S601999

Price: $869,000
Laguna Niguel
Beds: 5 Baths: 3
Street: Malibu
MLS#: S601999

Located in the Palisades area of Laguna Niguel on a single loaded street, this beautiful...

MLS# S603100

Price: $863,000
Laguna Niguel
Beds: 4 Baths: 3
Street: Homestead
MLS#: S603100

Former model. Pristine condition, lots of built-ins, travertine tile, plantation shutters,...

MLS# S554210

Price: $860,000
Laguna Niguel
Beds: 5 Baths: 3
Street: Blossom Hill
MLS#: S554210

***BANK APPROVED & CAN CLOSE ESCROW WITHIN THIRTY DAYS***HURRY TO SEE THIS MAGNIFICENT...

MLS# S595771

Price: $850,000
Laguna Niguel
Beds: 4 Baths: 4
Street: Brownsbury
MLS#: S595771

Amazing opportunity in the prestigous Ocean Ranch community. Main floor master bedroom...

If a listing displays "Short Sale/Subject to Lender Approval" then that listing has been identified by the seller and the listing broker as a "short sale". This means that, at the listed price, the proceeds from the sale may not be adequate to pay all liens and costs of sale. Any offer made that does not fully cover the existing amount(s) owed to the lienholder(s) plus the costs of sale could be subject to lienholder approval, which approval may be exercised at the sole and exclusive discretion of the lienholder(s)."

The information being provided by SoCalMLS, CRISNet Regional MLS and/or CARETS is for the consumer’s personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumer may be interested in purchasing. Any information relating to real estate for sale referenced on this web site comes from the Internet Data Exchange (IDX) program of the SoCalMLS, CRISNet Regional MLS and/or CARETS. This web site may reference real estate listing(s) held by a brokerage firm other than the broker and/or agent who owns this web site.

The accuracy of all information, regardless of source, including but not limited to square footages and lot sizes, is deemed reliable but not guaranteed and should be personally verified through personal inspection by and/or with the appropriate professionals." The data contained herein is copyrighted by SoCalMLS, CRISNet Regional MLS and/or CARETS and is protected by all applicable copyright laws. Any unauthorized dissemination of this information is in violation of copyright laws and is strictly prohibited.

Copyright SoCalMLS®, CRISNet Regional MLS®, CARETS®

Last Updated: 2010-03-16 17:30:55

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"Should I Short Sale My Home?"

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We've completed Short Sale listings with the below Mortgage Banks and Servicers using Senate Bill HR3648 - Mortgage Forgiveness Debt Relief Act and the HAFA Program.

Chase Bank
EMC Mortgage
Wells Fargo
HSBC
Wachovia
Litton Loan Servicing
OCWEN
Homecomings Financial
GreenPoint Mortgage
Specialized Loan Servicing
Bank of America
HomEq Servicing
JP Morgan
IndyMac Bank
Countrywide Mortgage
Saxon
ING Direct
US Bancorp
WaMu
National City
Aurora
Select Portfolio Servicing
GMAC
Wilshire Bank
CitiBank
SunTrust Bank
Thornburg Mortgage
Various Credit Unions

We have been Interviewed by:

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Ask about the New Short Sale and Buy Program !
You may qualify to Short Sell your house, and simultaneously buy another similar Home at today's super Low Prices... with just 3.5% downpayment.. Call for details.
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Laguna Niguel Short Sale Listing Specialists

If you are having trouble making your mortgage payments, or your mortgage debt is greater then what your Laguna Niguel property is worth, a short sale can provide you with mortgage forgiveness debt relief.   

Today's major decline in real estate prices in Orange County and Laguna Niguel, and the subsequent regional recession, has left many homeowners with homes that are financially upside down. If this applies to you, it's not your fault. Today's mortgage crisis is primarily due to the massive run up in real estate prices, the mortgage loan crisis, and the high unemployment rate.

  

A Short Sale is a process in which a home is sold for less then what is actually owed on the home, in the form of Mortgage Loans, back Taxes or other Liens.  A Short Sale also needs to be negotiated with the current Mortgage Bank(s).  Most Laguna Niguel homeowners who do not qualify for a Loan Modification, or whose home is severely upside down by $100K or more, are candidates for a Short Sale.  

Although very difficult to obtain, a Loan modification is another alternative.  A Loan Modification is a process by which one negotiates with the current Mortgage Lender to have the monthly mortgage payments decreased by either interest rate reduction, extension of terms, or in some rare cases, principal reduction. Some Laguna Niguel  homeowners will be able to qualify for a Loan Modification. Visit our Loan Modification website for more details at California Loan Modifications.

A short sale can provide a Laguna Niguel property owner real relief as follows:  

1- Complete mortgage debt removal and release of future liabilities.

2- Possible "Cash for Cooperation" from the Mortgage Banks.

3- A dignified resolution to a difficult situation - No Sherriff eviction, No bank foreclosure for sale sign in the front yard after you move out.

4- Deletion of 2nd TD HELOC loan, as comapred to foreclosure which will leave the homeowner responsible for this debt.

5- May qualify for the Short Sale and Buy program.

6- Some Banks now approve short sales without the homeowner being late on their mortgage payment.

We have helped numerous homeowners in Laguna Niguel and other south Orange county cities, and we can help you as well. Don't trust your home Short Sale with just any Realtor !!   You may only have one shot at this, and there is a lot riding on the successful negotiations with your Bank and subsequent sale of your Home.  

We are Laguna Niguel Short Sale professionals. We have closed many Short Sale transactions and our closing ratio is over 95%. We've been working in the real estate industry with Short Sales, Foreclosures and Bank Owned properties since 1993. ... We've negotiated with many Banks and Savings & Loans officers to reduce loan balances or postpone foreclosures, or to re-structure loans on the behalf of the home owner... In short, we've been involved in every facet of the Shot Sale and/or Foreclosure process and we're here to help you with your mortgage loan crisis. 

We're a licensed Broker with the Department of Real Estate in the State of California [Lisc # 01853892]. Best of All our services are FREE to you, for we negotiate our fee with the Bank.

Please give is a call TODAY, so we can begin to help you TOMMORROW. Call us at: 888-201-7066 we are easy to talk too, or drop us an email at: Info@ShortSalesASAP.com , or Text Message at: 949-254-4775. We'll keep the conversation and your situation in strict confidence.

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Click Here for Client Testimonials 
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At this stage of our life, we thought we were financially set. We refinanced our home to pay for our kids college education, and to pay some other debts. Then my husband was laid off as a upper level manager after 18 years of service. Due to the economy, he was unable to find a suitable replacement job after 10 months of trying. We applied for a Loan Modification, but did not qualify. Then we tried to sell our home for what we owed, but couldn't.... We found the short sales ASAP group, and their knowledge and experience convinced us that they were the right company to work with. We signed the listing agreement, and Nick and his team took care of the rest. They found a qualified buyer for our home and debated with our mortgage lenders to agree to the short sale....The ShortSalesASAP group Short Sold our house in 49 days, and got us $4,000 Cash Back from our Bank