Laguna Niguel Short Sale Negotiation & Listing Specialists

If you are having trouble making your mortgage payments, or your mortgage debt is greater then what your Laguna Niguel property is worth, a short sale can provide you with mortgage forgiveness debt relief.

Today's major decline in real estate prices in Orange County and Laguna Niguel, and the subsequent regional recession, has left many homeowners with homes that are financially upside down. If this applies to you, it's not your fault. Today's mortgage crisis is primarily due to the massive run up in real estate prices, the mortgage loan crisis, and the high unemployment rate.

A Short Sale is a process in which a home is sold for less then what is actually owed on the home, in the form of Mortgage Loans, back Taxes or other Liens. A Short Sale also needs to be negotiated with the current Mortgage Bank(s). Most Laguna Niguel homeowners who do not qualify for a Loan Modification, or whose home is severely upside down by $100K or more, are candidates for a Short Sale.

Although very difficult to obtain, a Loan modification is another alternative. A Loan Modification is a process by which one negotiates with the current Mortgage Lender to have the monthly mortgage payments decreased by either interest rate reduction, extension of terms, or in some rare cases, principal reduction. Some Laguna Niguel homeowners will be able to qualify for a Loan Modification. Visit our Loan Modification website for more details at California Loan Modifications.

A short sale can provide a Laguna Niguel property owner real relief as follows:

Complete mortgage debt removal and release of future liabilities.
Possible "Cash for Cooperation" from the Mortgage Banks.
A dignified resolution to a difficult situation - No Sherriff eviction, No bank foreclosure for sale sign in the front yard after you move out.
Deletion of 2nd TD HELOC loan, as comapred to foreclosure which will leave the homeowner responsible for this debt.
May qualify for the Short Sale and Buy program.
Some Banks now approve short sales without the homeowner being late on their mortgage payment.

We have helped numerous homeowners in Laguna Niguel and other south Orange county cities, and we can help you as well. Don't trust your home Short Sale with just any Realtor! You may only have one shot at this, and there is a lot riding on the successful negotiations with your Bank and subsequent sale of your Home.

We are Laguna Niguel Short Sale professionals. We have closed many Short Sale transactions and our closing ratio is over 95%. We've been working in the real estate industry with Short Sales, Foreclosures and Bank Owned properties since 1993. We've negotiated with many Banks and Savings & Loans officers to reduce loan balances or postpone foreclosures, or to re-structure loans on the behalf of the home owner... In short, we've been involved in every facet of the Shot Sale and/or Foreclosure process and we're here to help you with your mortgage loan crisis.

We're a licensed Broker with the Department of Real Estate in the State of California [Lisc # 01853892].
All our services are FREE to you, for we negotiate our fee with the Bank.

Please give is a call TODAY, so we can begin to help you TOMORROW. Call us at: 888-201-7066 we are easy to talk to, or drop us an email at: Info@ShortSalesASAP.com. We'll keep the conversation and your situation in strict confidence.

Get a FREE No Obligation Short Sale Pre-Qualification

FREE - No Cost to You
Deficiency & Debt Relief
Restore Your Credit
Back Taxes Elimination
Stop Foreclosure
Over 350+ Completed
95% Success Rate

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"A Short Sale is a Smart Sale"

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We've completed Short Sales with the below Mortgage Banks and Servicers using Senate Bill HR3648 - Mortgage Forgiveness Debt Relief Act. bank-list

★★★★★ March 12, 2008

We bought our home in Ladera Ranch in early 2006, and we had a $675,000 first loan and a $84,000 2nd loan. In early 2008, my employment was cut back and my income went down substantially. We started to keep up on our home payments using our credit cards, but were getting deeper in debt. So we tried to sell our home with a local agent to reduce our monthly expenses and downsize. We never got any offers, for it turns out the value of our home had dropped down to about $590,000.A friend of ours told us to call Nick Roshdieh, with the Short Sales ASAP team. Nick was very understanding of our situation, and gave us great comfort as to how a short sale could get us out of our financial problems. Nick and his team handled everything for us, and the whole process was completed in less then 90 days. Our monthly payments are now about $1,700 less per month then what we used to pay, our home debt is now zero instead of negative $168,000, and we're living stress free. Thank you Nick and the Short Sale ASAP team..."
- Gary and Debbie R., Ladera Ranch, CA.

Laguna Niguel Short Sale Homes Listed for Sale

Below is a complete list of all Short Sale properties currently listed for sale in Laguna Niguel. For more details, just click on the photo or View Details button below. This information is updated twice per day.

SHORT SALES FOR HOME BUYERS: Buying a Short Sale property can often times be a challenging undertaking. Many Short Sales are listed by Agents who may have limited experience and as a result, these Short Sale transactions may take a long time to close, or the offer price may be rejected by the Mortgage Bank after waiting in Escrow for 3 months, or worse yet, rejected altogether.