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Laguna Niguel Short Sale Homes Listed for Sale Below is a complete list of all Short Sale properties currently listed for sale in Laguna Niguel. For more details, just click on the photo or View Details button below. This information is updated twice per day. SHORT SALES FOR HOME BUYERS: Buying a Short Sale property can often times be a challenging undertaking. Many Short Sales are listed by Agents who may have limited experience and as a result, these Short Sale transactions may take a long time to close, or the offer price may be rejected by the Mortgage Bank after waiting in Escrow for 3 months, or worse yet, rejected altogether. 200 Search Results Found. Showing Results 1 - 15. MLS# U8005331
MLS# S574783
MLS# P701584
MLS# F1808283
MLS# S604009
MLS# S568327
MLS# S597545
MLS# S596381
MLS# P716259
MLS# S607359
MLS# S585669
MLS# S601999
MLS# S603100
MLS# S554210
MLS# S595771
If a listing displays "Short Sale/Subject to Lender Approval" then that listing has been identified by the seller and the listing broker as a "short sale". This
means that, at the listed price, the proceeds from the sale may not be adequate to pay all liens and costs of sale. Any offer made that does not fully cover
the existing amount(s) owed to the lienholder(s) plus the costs of sale could be subject to lienholder approval, which approval may be exercised at the sole
and exclusive discretion of the lienholder(s)."
Copyright SoCalMLS®, CRISNet Regional MLS®, CARETS® Last Updated: 2010-03-16 17:30:55
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We've completed Short Sale listings with the below Mortgage Banks and Servicers using Senate Bill HR3648 - Mortgage Forgiveness Debt Relief Act and the HAFA Program.
 | Laguna Niguel Short Sale Listing Specialists If you are having trouble making your mortgage payments, or your mortgage debt is greater then what your Laguna Niguel property is worth, a short sale can provide you with mortgage forgiveness debt relief.   Today's major decline in real estate prices in Orange County and Laguna Niguel, and the subsequent regional recession, has left many homeowners with homes that are financially upside down. If this applies to you, it's not your fault. Today's mortgage crisis is primarily due to the massive run up in real estate prices, the mortgage loan crisis, and the high unemployment rate.   A Short Sale is a process in which a home is sold for less then what is actually owed on the home, in the form of Mortgage Loans, back Taxes or other Liens. A Short Sale also needs to be negotiated with the current Mortgage Bank(s). Most Laguna Niguel homeowners who do not qualify for a Loan Modification, or whose home is severely upside down by $100K or more, are candidates for a Short Sale.  Although very difficult to obtain, a Loan modification is another alternative.  A Loan Modification is a process by which one negotiates with the current Mortgage Lender to have the monthly mortgage payments decreased by either interest rate reduction, extension of terms, or in some rare cases, principal reduction. Some Laguna Niguel homeowners will be able to qualify for a Loan Modification. Visit our Loan Modification website for more details at California Loan Modifications. A short sale can provide a Laguna Niguel property owner real relief as follows:  1- Complete mortgage debt removal and release of future liabilities. 2- Possible "Cash for Cooperation" from the Mortgage Banks. 3- A dignified resolution to a difficult situation - No Sherriff eviction, No bank foreclosure for sale sign in the front yard after you move out. 4- Deletion of 2nd TD HELOC loan, as comapred to foreclosure which will leave the homeowner responsible for this debt. 5- May qualify for the Short Sale and Buy program. 6- Some Banks now approve short sales without the homeowner being late on their mortgage payment. We have helped numerous homeowners in Laguna Niguel and other south Orange county cities, and we can help you as well. Don't trust your home Short Sale with just any Realtor !!  You may only have one shot at this, and there is a lot riding on the successful negotiations with your Bank and subsequent sale of your Home.  We are Laguna Niguel Short Sale professionals. We have closed many Short Sale transactions and our closing ratio is over 95%. We've been working in the real estate industry with Short Sales, Foreclosures and Bank Owned properties since 1993. ... We've negotiated with many Banks and Savings & Loans officers to reduce loan balances or postpone foreclosures, or to re-structure loans on the behalf of the home owner... In short, we've been involved in every facet of the Shot Sale and/or Foreclosure process and we're here to help you with your mortgage loan crisis. We're a licensed Broker with the Department of Real Estate in the State of California [Lisc # 01853892]. Best of All our services are FREE to you, for we negotiate our fee with the Bank. Please give is a call TODAY, so we can begin to help you TOMMORROW. Call us at: 888-201-7066 we are easy to talk too, or drop us an email at: Info@ShortSalesASAP.com , or Text Message at: 949-254-4775. We'll keep the conversation and your situation in strict confidence.
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